"Ken Hall reveals! Home
loan traps 'they' hope I won't tell you about!"
Home Loan Trap #1:
Most lenders, when you borrow or owe more than 80% of your home's
value to a first mortgage, they slap a monthly "private mortgage
insurance" premium on you!
This is a wad of money you give to their private mortgage insurance
company to insure the lender! Doesn't cover it for you!
You pay to cover their ass!
I promise to never give you a loan that requires "PMI!" I have found a
few lenders who have agreed to waive it for my folks!
Click here to ask
Ken for a
loan that does NOT require "private mortgage insurance!"
Home Loan Trap #2:
If you have a "FHA" loan, there is something you might not be
aware of! When you refinance with Ken Hall, you get an "FHA
Refund!"
You get a full refund of all the FHA insurance premiums you've paid to
your lender over the years! And, I get this refund for you within 45
days of the funding of your new loan with me!
Many of the folks I've helped to get rid of FHA insurance and it's
steep premiums, have gotten FHA refunds equally thousands of dollars!
Money that's been held hostage by their old FHA lender! Without ever
paying the home owner any interest at all! Ought to be illegal! But
it's not!
Click here to have
Ken Hall
get you your FHA refund!
Home Loan Trap #3:
I have also helped hundreds of veterans over the
years.
That's why this home loan trap really ticks me off big time. When you
get home, and try to buy your first house with a VA-guaranteed loans,
just like they promised. But you get stuck with a monthly "VA
insurance premium!"
That's right! Uncle Sam is sending the bill for guaranteeing the
repayment of a vet's loan to the vet who served and put his or her ass
on the line! It's total B.S.
To have
Ken Hall get rid of
your monthly "VA insurance premium" for you fast and easy click here!
Home Loan Trap #4:
"Pre-payment
penalties" are probably the worst of the worst! Maybe I should have
made them "#1" on my list?
Why? Because
many unscrupulous lenders “sneak” them into the fine print. The
borrower doesn’t even know it until they go to refinance again. Then,
KABOOM! They realize it’s gonna cost them thousands of dollars.
What’s more,
many lenders force them on the very borrower’s who will be hurt most
by them … those struggling with poor credit scores. There is no need
for this to happen to you! I help my clients clean-up their credit
VERY, VERY QUICKLY! Then I get them out of their “high interest”
loans and into “A Credit”, “Low Interest” loans, saving them a bundle.
Even though these nasty penalties have been limited in size and length
of time by the State of California, I
know of lenders who are still lending money with pre-payment penalties
that would violate California state law, where it not for these
lenders' federal bank charters!
What I mean is that they get around the state law by having a federal
bank charter! And the penalties that federal law allows can be fierce!
To explain it in its most simple terms, if you get a loan with a
pre-payment penalty that the fed's allow a federal savings bank to
make in California, your pre-payment penalty can last for 3 years!
Plus it's roughly equal to 6 months mortgage payments! Ouch!
A pre-payment
penalty CAN help you save money in very limited and very specific type
circumstances. I MAKE CERTAIN MY CLIENTS CLEARLY UNDERSTAND THE PROS
AND CONS BEFORE ACCEPTING ONE.
I won't give you a loan that has a pre-payment penalty unless it works
to YOUR benefit, NOT the “fat-cat” lenders!
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*You can also call
Ken right now at
1-800-996-8515
for help!
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