Down-Payment-Assistance Program
for First-Time Homebuyers

The California Homebuyer’s Down Payment Assistance Program is – without a doubt – the best loan program available for first-time homebuyers.

Here are the highlights:

• 3% Down Payment Assistance.  When combined with an FHA loan, that means the homebuyer only has to come in with a 1% down payment.

• Homebuyer cannot have owned a home in the last three (3) years.

• Minimum FICO score requirement of only 620.

• Income limits apply to this program.  In other words, you cannot make too much money.  The maximum income limits are based on the number of people in the household (the more people in the household, the higher the income allowed).  Call me to determine your maximum income limit.