www.DelayYourForeclosure.org

Trustee Verification to Delay Foreclosure

It is well known that banks are illegally foreclosing on homeowners in Trustee States since the foreclosure process is lightly monitored by government agencies.

Our service requires the trustee to verify a comprehensive list of issues related to the legal nature of the foreclosure proceedings enacted by the lender.  You as the homeowner still retain full ownership of the property and continue to live there in peace.

Since the trustee assumes the liability in auctioning the property, they will not foreclose on the property if there is a potential violation pointed out to them prior to the Auction Sale Date as they could face sanctions and ultimately lose their license. Trustees are incredibly busy and generating huge profits so they will continually postpone the sale date with adequate time to research and respond to the issues raised by us to protect themselves from an enormous financial liability if they make a mistake.

You may qualify if:

• You have a Sale Date in 30 Days or less.
• Have Filed Bankruptcy, denied for a loan modification or a temporary restraining order lifted.
• Need more time to facilitate a short sale, regular sale or loan modification.
• If you are renting from a landlord and need more time to make other living arrangements.

Requirements:

• Must be in a Trustee Sale (We are currently servicing AZ, CA and NV only).
• Notice of Sale must be posted.
• Contract must be initiated 48 hours before sale date (some exceptions allowed).
• After Service is rendered, transaction payment must be completed.

Client “Does Not” have to be:

• On the Note, Title or Deed.
• Occupying the property.

This service is available to all clients regardless of who their bank, lender or loan servicing company may be. Therefore, it does not matter what lender, bank or servicer holds the note.

Program Benefits:

Avoid Filing Bankruptcy

Thousands of homeowners have turned to bankruptcy as a temporary stay in their homes. The sad part about this is that these homeowners only get an additional 45- 60 days then the house is back on the auction block AND they now have a bankruptcy on their credit.

Finding a desirable place to rent when you have both a Bankruptcy and Foreclosure on your credit can be very difficult and extremely expensive. If you are only filing BK to stop the foreclosure process, we have a much better alternative.

Already Filed Bankruptcy?

The DelayYourForeclosure.org program is still available to homeowners who have filed BK to temporarily stop the foreclosure and now the sale date is reposted? We can help delay these clients auction date on average 6 – 8 months.

Take Your Time

While in the DelayYourForeclosure.org Trustee Verification Delay Program, we can buy you time to figure out what your options are and decide your next move in life. If you are looking for a new place to live, take your time and find the right place. If you are trying to modify your loan, you will have more time to negotiate. If you are trying to short sale your home, your lender will likely not be able to sell it out from under you. If you just need more time to save money, pack or just want to stay in your house for as long as possible, you can do that too.

No matter what you need time to do, we will work for you to delay the foreclosure for as long as legally possible.

Stay in Your Own Home Instead of Rent Somewhere Else

If you are being forced out of your home through foreclosure and are faced with the question of renting somewhere else or living in your home, who wouldn’t want to stay in the house that they currently own. While our Verification Service is implemented, you can be paying much less in fees for our service than you would be for renting another property.

You get to stay in your home for months, possibly up to a year or more.

Program Details

It is becoming apparent that banks are making it harder and harder for homeowners to keep their homes. Hundreds of thousands of homeowners have been denied for modifications, short sales, deed-in-lieu and cash for keys.

Some homeowners have neglected their mortgage situation so long that they are too delinquent to qualify for any help. Other homeowners just cannot afford their payment or refuse to pay it because of how much more they owe on their property compared to what it is now worth.

Most homeowners think that once there is a sale date that all is lost. This is especially true when they are denied for foreclosure alternatives such as loan modification or short sale. A good portion of these homeowners do not want to move out of their home. While these homeowners know that they have not paid their mortgage month after month for a long time, they are still not ready financially or mentally to move out. If the bank forecloses, they then have the right to sell your property and remove you from it.

This is where DelayYourForeclosure.org’s Trustee Verification Delay Service can help homeowners on the verge of losing their home to foreclosure. Once Notice of Trustee Sale has been posted, most homeowners have less than 21 days to stop the sale date or the bank will auction off the property. Homeowners in states that use a Trustee to facilitate the sale of the property – like here in California – can use this verification service to delay the sale of the property for 6-12 months and possibly longer.

This process does not involve any type of correspondence with your lender, so you can attempt to get your loan modified or complete a short sale while in this program.

DelayYourForeclosure.org’s Trustee Verification Delay Service does exactly what it says: requests certain verifications from the Trustee which creates legal delays of your foreclosure sale date.

Trustees are legally liable to follow specific requirements during the process of selling your property.  The truth is, they do not always do so.  When we raise verification issues, the Trustee will delay the sale date in order to make sure they are in compliance with the law.

The fastest we have lost a house is 6 months and 15 days. Trustees do have the power to supersede any request at any point and sell the property, but it is highly unlikely when in our program.

Because of this small possibility, DelayYourForeclosure.org does not get paid until after the sale date has been postponed.  Fees are held in a trust account at www.safefunds.com.  So you have a 100% Guarantee that if we are not successful, it costs you nothing.