When a client asks me to show them a home, one of the first questions I ask is, “Are you pre-approved for the loan?”  The reason for this question is simple.  If I don't know what you are qualified for, I will have no idea what homes I can show you.

I know this may not be what you want to hear, but you MUST get pre-approved or you will experience frustration, confusion and wasted time. 

The maximum purchase amount - It makes no sense whatsoever to show you homes that are above the maximum purchase amount you qualify for, unless the home is overpriced. That I can determine by looking at comparable properties that have recently sold nearby.

The type of loan (Conventional, FHA, VA) - If you are qualified for anything other than a conventional loan, buying a condo or a "flipped" home can be very difficult and time consuming.

Seller-Required Loan Conditions - We need to talk about your ability to provide documentation the seller may require before even considering your offer.  Getting pre-approved will satisfy those requirements so when you find the home you want to make an offer on, you can do so immediately.

Request my quick and simple ‘Quick App’ today.  It’s short, simple and you’ll have it filled-out in less than five minutes.

Then fax it back to me (or scan it and email it back to me).  I’ll have you pre-approved within 24-hours and your ‘Pre-Approval Certificate’ will be faxed or emailed to you.